Privacy Policy

We (also referred to as “we”, “us” or “our”) are committed to protecting your personal data and your privacy.

This Privacy Policy explains how we collect and store the information you provide through the Ricavo Vaultis website.

These principles will be upheld:

• To ensure transparency about how we collect and process your personal information:

We want you to be able to make informed decisions about how your personal data is used and processed. That is why we created this website. To achieve this, we apply a range of methods and procedures to provide clear, relevant information on the use of personal data.

If we determine that you require specific details, we will provide the information at the appropriate date and time.

We are happy to answer any questions you may have and to provide any clarifications you may need regarding any limitations imposed by law. You can reach us via email at the following address: info@ricavo-vaultis.com

• Personal data will only be processed for the purposes specified in this policy.

Personal Data may be processed by us for various purposes, including providing the website and connecting you with third-party trading platforms (the 'Services'); enhancing the site; protecting our rights and interests; facilitating the maintenance and provision of the Services; meeting legal or regulatory obligations; and carrying out administrative and business activities to support the delivery and use of the Services.

We also process personal data to better understand your preferences and needs.

• To access essential tools to protect and enforce your rights regarding personal data:

To help you exercise your rights, we have dedicated resources in place. Contact us anytime to request access to your personal data. We can modify or delete it, and stop using it for specific purposes or in general. We can also transfer the information to you or to a third party. We will be able to accommodate your requests.

• Protect your personal data:

While we cannot guarantee the absolute security of your personal data, we remain committed to continually applying a range of measures and safeguards to protect it.

Our privacy and security policy is comprehensive.

1. The Scope?

This policy outlines the types of personal data the company collects about natural persons and how it is processed, shared with third parties, secured, and otherwise managed.

This Policy covers information relating to an identified or identifiable natural person. An identifiable natural person is one who can be identified, directly or indirectly, by reference to data we hold or can reasonably access and combine.

The Policy defines “processing” as any operation that involves the use or collection of personal data. This includes the management, structuring, and storage of personal data.

Our services are intended for a general audience and are not designed for use by anyone under the age of 18. We do not knowingly collect or request information from individuals under 18, and we do not knowingly allow such individuals to access or use our services. If we become aware of any information about minors, we will remove it as promptly as possible under the circumstances.

2. What personal data do we hold about you?

When you use our services or channels, or visit our website, we collect personal data. We may ask you to provide personal information in certain situations. We also obtain personal data by analysing how you use our services and channels, or by receiving information about you from our third-party partners.

3. No obligation to disclose personal information to the company and related consequences.

But you are not required to provide us with any personal data. However, in certain situations, choosing not to do so may limit our ability to deliver services. This could prevent us from providing the services or restrict users' access to the website.

4. What types of personal data can we collect? When you visit our website, we may collect the following personal information:

This includes details about your online activity log and traffic data (such as IP address, date and time of access), the language you use, software crash reports, the type of browser, and information about the device you use. The information we collect is not personal data and cannot be used to identify you.

Personal Data We Receive from You: Any personal data you choose, at your discretion, to provide to Us when you connect with a third-party online trading platform through Us.

Personal data you provide directly to third-party platforms to enable transactions: this information includes your full name, address, telephone number, and email address.

5. The legal basis and justifications for the processing of personal data

The company processes your personal data for the purposes set out in this section, in accordance with the applicable legal basis.

Without a lawful basis under applicable law, the company cannot use your personal data. The legal grounds on which the company is permitted to process your personal data are as follows:

• You have provided your consent to the processing of your personal data for one or more purposes. This applies when you submit personal information through the website so that we can transfer it to a third-party trading platform.
• The Company or third parties may need to process data to pursue their legitimate interests. For example, this may be necessary to improve our services or to establish or defend legal claims.
• Processing is necessary to comply with a legal obligation.

Contact us by email for more information about the processing required to safeguard legitimate interests.

Below is a list of purposes and legal bases for which we may use the information you provide to us. Personal data.

6. Transfer of Personal Data to Third Parties

The company may also share personal data with third-party service providers, such as hosting and storage partners, for processing IP address information and conducting user experience analyses and related services.

You may also request that we share specific personal data about you with third-party trading platforms. In such cases, we will transmit the personal data you have provided to the relevant third-party platforms. Their privacy policies will govern how they use your data. Your personal data may be shared with multiple trading platforms.

The Company may share personal data with its affiliates and business partners. This may provide the Company with the resources needed to enhance and improve the products and services it offers to its customers.

If necessary to protect the rights of third parties or company assets, the Company may disclose personal data to regulatory, local, or other competent authorities.

We may also share personal data about you with potential investors or buyers, or with lenders to the company or any other company in the group, if such a transaction takes place (including the transfer or sale of assets belonging to the company or any other company within the group) or as part of any merger, restructuring, consolidation, or bankruptcy of the company or any other business within the group.

7. Cookies and Third-Party Services

We may use third-party services, such as advertising providers on our website or analytics firms. These companies may also use cookies or other technologies.

Cookies are small text files stored on your device whenever you visit or use this website. We use cookies to collect information about your preferences and browsing behavior to enhance your experience, remember your settings, and tailor products and services to your interests. Cookies are also used for statistical and analytics purposes.

Some of the cookies we use are session cookies. These are temporarily stored on your device and remain only until you close your browser. Other cookies are persistent. Persistent cookies stay on your device for a period after you close your browser. They help the website recognise you as a returning user and make it easier for you to revisit the site

Types of cookies:

We may use them depending on their intended purpose:

Cookies are blocked or removed

To block or delete cookies, you will need to adjust your browser's settings. Below are links to guide you through the steps for several of the most popular browsers.

• firefox
• Microsoft Edge
• Google Chrome
• safari

However, please note that some or all of the website's functions and features may not work as expected if this occurs.

ONLINE TRACKING NOTICE

The Company will retain your personal data for as long as necessary to fulfill the purposes of processing described in this policy, or for longer periods where permitted by applicable laws, regulations, internal policies, and, where applicable, orders of competent authorities.

We will share your information with third-party trading platforms for 12 months. If you consent, we will continue sharing your data for an additional 12 months.

We routinely review the Personal Data we retain to confirm it is no longer needed.

9. Transfers of personal data to a third country or an international organization

Your personal information may be transferred to other countries, meaning it may be sent to a third country (a country other than the one in which you reside) or to international organizations or jurisdictions. Company takes all necessary steps to protect the personal data you provide and to ensure that data subjects can assert their rights and obtain effective legal remedies.

These protections and safeguards are available to all residents of the EEA (European Economic Area).

• Transfer to a third country or international organisation for which the European Commission has adopted an adequacy decision regarding the protection of personal data transferred to it, in accordance with Article 45(3) of Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (“GDPR”)
• The transfer is made under a legally binding and enforceable agreement between public entities or authorities in accordance with Article 46(2)(a).
• The transfer was carried out in accordance with the European Commission’s Standard Contractual Clauses adopted under Article 46(2)(c) of the GDPR. The Clauses adopted by the European Commission are available at https://ec.europa.eu/info/law/law-topic/data-protection/data-transfers-outside-eu/model-contracts-transfer-personal-data-third-countries_en.

The Company can provide information on the security measures it uses to protect your personal data when it is transferred to third countries or international organizations. Please send your request by email to info@wealthwaydigital.uk

10. Protection of Personal Data

We have implemented appropriate organizational and technical measures to safeguard personal data. These measures help prevent the accidental or unlawful destruction, loss, or alteration of personal data.

We cannot guarantee or warrant that the security of your personal data will be maintained without error. We also cannot be held liable for any intangible, incidental, or consequential damages arising from the use or disclosure of personal data. This includes, but is not limited to, any disclosure resulting from transmission errors, unauthorised access by third parties, or any other cause or circumstance beyond our control.

If legal or other obligations beyond our control arise, we may be required to share your personal data with third parties, including public authorities and regulators. In such circumstances, please note that we cannot control how those third parties handle or protect your personal data.

No method of transmitting personal data over the internet is completely secure. The Company cannot guarantee the security of personal data you send to us online.

11. Hyperlinks to third-party websites

Links to third-party websites and applications are available on this website. These websites and apps are not under the company's control. We are not responsible for the collection or processing of personal data by these sites or apps. This Policy does not apply to activities carried out through such sites or apps.

When you visit any third-party websites or apps, please review their privacy policies before deciding whether to access or use them. We also recommend that you provide any personal data directly to them.

12. Amendments to This Policy

This policy may be updated or revised at any time. If we make changes, we will notify you by posting the updated version on our website. Additionally, when we introduce material modifications, we will make reasonable efforts to inform you through the channels we deem appropriate and will also post a notice on our website. Unless expressly stated otherwise, any amendments will take effect upon publication of the revised policy.

13. Your rights in relation to your personal data

You are entitled to ask us to verify the accuracy of the personal data collected about you, correct any errors, and delete any personal data we do not require. You may also restrict the scope and types of processing of your personal information.

If you reside in the EEA, please refer to this page:

These rights apply to the information you provide in connection with your personal data. You can request to exercise your rights by sending an email to the address provided below.

Access rights

The Company can verify the accuracy of the personal data being processed about you. If they are accurate, you are entitled to access your personal data.

The Company will provide an electronic copy of the personal data currently being processed and may charge a reasonable fee for any additional copies. Upon request, the data will be made available electronically.

The right to access personal data cannot override the rights and freedoms of others. If a request would adversely affect another individual’s rights or freedoms, the company may refuse to comply or limit the extent of its response.

Right to rectification

The Company has the right to correct inaccurate personal data. You have the right to request that any incomplete personal data concerning you be rectified, taking into account the purposes of processing.

Right to Erasure

The following grounds apply: (a) personal data are no longer necessary for the purposes for which they were collected or processed; (b) you withdraw consent and no legal basis remains for processing; (c) you object at any time, for reasons related to your particular situation, to the processing of your personal data based on the legitimate interests pursued by us or by a third party; (e) personal data have been processed unlawfully; or (f) personal data must be erased to comply with the company’s legal obligation.

This right is not applicable where the processing is necessary (a) to comply with a legal obligation imposed by or required under European Union or Member State law; or (b) to establish, exercise, or defend legal claims.

Processing restrictions

If you are concerned about the accuracy of your personal data, you may ask the company to limit the processing of your personal data.

If you request that your personal data be restricted, it may only be kept with your consent, to establish, exercise, or defend legal claims, to protect the rights of another natural person, or where there are reasons of important public interest within the European Union or a Member State.

Right to Data Portability

If processing is performed by automated means and is based on your consent or on a contract to which you are a party, you have the legal right to access and review the personal data you have provided to the company.

You are entitled to request that your personal data be transferred directly by the company to another controller, where technically feasible. Your rights under the right to erasure are not affected by exercising your right to data portability. The right to data portability does not infringe the rights or freedoms of others.

Right to challenge

You may object at any time to the processing of your personal data based on legitimate interests pursued by the company or a third party. This includes any profiling based solely on those legitimate interests. If we can demonstrate compelling legitimate grounds for the processing that override your rights, freedoms or interests, or that the processing is necessary for the establishment, exercise or defence of legal claims, we may continue the processing.

Regarding direct marketing, you have the right to object at any time to the processing of your personal data.

Right to Decline Consent

You may withdraw your consent for us to process your personal data at any time. This will not affect the lawfulness of any processing carried out on the basis of your consent before its withdrawal.

You have the right to file a complaint with your supervisory authority.

You may file a complaint with a supervisory authority established by a Member State to protect individuals' fundamental rights regarding the processing of personal data within the European Union.

European Union and Member State laws may limit your rights regarding your personal data, as explained in Section 13.

We will provide the requested information, in line with the rights set out in Section 13 of this agreement, within one month of receiving your request. This timeframe may be extended by up to two months if necessary, depending on the nature of the request and the volume of requests. Within one month of receiving your request, we will notify you of any extension and the reasons.

Provided it does not conflict with the provisions of Section 13 of the law, information requested under your Section 13 rights will be made available free of charge. If a request is unfounded or excessive, particularly if repeated, we may charge a reasonable fee to cover the administrative costs of providing the information or carrying out the requested action. We may also decline to act.

If we have any doubts about the identity of the individual who submitted your request, the company might ask for additional information to verify your identity for security and data protection purposes.